First Time Buyer
Buying your first home should feel exciting—not overwhelming. At Reynoso & Co, we specialize in helping first-time buyers like you navigate the mortgage process with confidence, clarity, and expert support.
- Trusted by over 1,000 people
Helping Buyers and Builders Succeed, Daily
We know this is more than just a purchase—it’s a major life move. Your first home isn’t just a transaction; it’s the beginning of something bigger. That’s why we guide you through every stage with care, clarity, and a commitment to your long-term success. We take the time to understand your goals, answer your questions, and remove any roadblocks along the way. From the first conversation to final closing, we’re here to make the journey feel less stressful and more empowering.
Whether you’re buying your very first home or laying the foundation for generational wealth, we make the process feel simple and personal. No guesswork, no surprises—just tailored lending solutions built around your goals.
What You Can Expect From Us
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Expert Guidance Without the Jargon -
Fast Responses, Every Time
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Loan Options That Actually Fit
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Local Knowledge That Pays Off
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Support From Start to Close
Do I Qualify?
Wondering if you’re eligible for a first-time buyer loan? Just answer a few quick questions and we’ll walk you through your best options.
FAQs
What credit score do I need to get approved?
We work with a wide range of credit profiles. In many cases, 620 is the minimum score—but we offer credit repair guidance if you’re not quite there yet.
How much do I need for a down payment?
Depending on the loan type, you could qualify for as little as 3% down—or even zero down for VA and USDA loans.
Can I get pre-approved before finding a property?
Yes, and we recommend it. Pre-approval shows sellers you’re serious and helps you shop within your budget confidently.
What’s the difference between pre-qualification and pre-approval?
Pre-qualification is a quick estimate. Pre-approval is a more detailed review of your finances and gives you stronger buying power.
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